WAYS TO SAVE ON YOUR GROCERY BILLS
1 Plan ahead: Work out what you’re going to eat and what you need
to buy. Make lists and stick to them.
2 Cook a little less food and use communal serving bowls a little
more more: you’ll be amazed at the impact on your budget.
3 Keep your eyes peeled for special offers and relevant coupons.
Do not buy perishables in bulk unless you can freeze them.
4 Make the switch to own-brand products – at least for some of
your weekly shop.
5 Speciality stores will help you cut costs. Local greengrocers
and butchers are often better value.
Tips On Health Plans
VHI’s costs €1,123 per adult
Laya costs €1,144 per adult.
Aviva Health’s Plan is €1,137 per adult
Glo Better Plan Excess cash is €1,144 per adult.
Check out websites devoted to health insurance, as you will be spoilt for choice and there are big savings. Split cover for children on best plan as you don't all have to stay with the one company or plan.
SPEND LESS ON INSURANCE: FIVE TOP
TIPS
•
Make the call: If you don’t ask for
a discount, a company is never going to offer it to you.
•
Websites frequently offer better
value. They may not always do so, however, and when it comes to complex
policies such as life assurance it may be better to speak to an actual broker.
•
Excesses can save you money,
particularly when it comes to car insurance.
•
Never lie to an insurance company.
If you do, you may save money but you could invalidate your policy.
•
Actually, lie about one thing. Tell
your insurer you have shopped around and plan to take your business elsewhere.
See what they come back with.
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