The 'professional' government agency involved said: "The professional standing of a borrower is not expected to be a factor in this assessment."
Of course it is, and it will continue to be. Harry Slowey, a former director of the long-departed Bank of Scotland and now a PIP adviser above all things, said this: "The ability to generate work is all about perception, profile and confidence. If a partner in a top law firm is suddenly driving around in a Fiat Bambino, that will affect their work – it becomes a self-fulfilling prophecy."
Slowey had got it right for the con-men are still busily conning. It was never ever about real work in the end and always and only about that fragile and false perception, profile and confidence – and at least looking professional. All the hallmarks for deception you could ask for and is the core reason why the citizens of Ireland are floundering in debt and will continue to do so for they have doing little or nothing about the conmen so far.